Call Search
     

New to Ham Radio?
My Profile

Community
Articles
Forums
News
Reviews
Friends Remembered
Strays
Survey Question

Operating
Contesting
DX Cluster Spots
Propagation

Resources
Calendar
Classifieds
Ham Exams
Ham Links
List Archives
News Articles
Product Reviews
QSL Managers

Site Info
eHam Help (FAQ)
Support the site
The eHam Team
Advertising Info
Vision Statement
About eHam.net

   Home   Help Search  
Pages: [1] 2 Next   Go Down
  Print  
Author Topic: Hurricane IKE Costs, 3rd Highest In U.S. History  (Read 1267 times)
K5END
Member

Posts: 1309




Ignore
« on: February 02, 2010, 01:24:19 PM »

The insurance companies have posted the totals for claims from Hurricane Ike.

It is the 3rd most costly hurricane in U.S. history, just behind Katrina which takes 2nd place.

So I wonder why Ike did not get press coverage comparable to Katrina? Go fig.

The cost figures only include insurance payouts. It does not include costs for anyone or anything not insured.

See the news story at:

http://www.chron.com/disp/story.mpl/hurricane/ike/6839732.html
Logged
N6PJB
Member

Posts: 13




Ignore
« Reply #1 on: February 02, 2010, 08:47:21 PM »

President Bush did not cause Ike. That is why.
Logged
K5END
Member

Posts: 1309




Ignore
« Reply #2 on: February 02, 2010, 08:49:56 PM »

President Bush did not cause Ike. That is why.

Well, that explains it.
Logged
W7ETA
Member

Posts: 2527




Ignore
« Reply #3 on: February 02, 2010, 10:28:08 PM »

Cause the ARRL is just a publishing company.
Logged
N2EY
Member

Posts: 3894




Ignore
« Reply #4 on: February 03, 2010, 05:26:20 AM »

K5END: "So I wonder why Ike did not get press coverage comparable to Katrina?"

Dollar damages don't tell the whole story. If Storm A causes a lot of people to have relatively minor damage, and Storm B affects fewer people but wipes them out, Storm B will seem to many to be the worse.

A storm which causes large numbers of people to be evacuated for a very long time will get more coverage than one which evacuates fewer people for a shorter time.

K5END: "The cost figures only include insurance payouts. It does not include costs for anyone or anything not insured."

Which is probably the bigger factor. The figures aren't for actual damage; they're for what the insurance companies were forced to pay out. Big difference!

73 de Jim, N2EY
Logged
K5END
Member

Posts: 1309




Ignore
« Reply #5 on: February 03, 2010, 12:53:42 PM »

The path of Ike over Galveston Island and the Bolivar peninsula is one of devastation. Even much of the land mass was reclaimed by the sea.

The demographics there contain a significant number of the destitute. Many were wiped out. Few had insurance. Some died.

Maybe a better question is why Mississippi--which suffered much more damage than New Orleans--received very little news coverage compared to New Orleans?

The question is rhetorical.

The answer is simply the fact that the news media are in the sensational entertainment business, and not the business of factual reporting.
Logged
KASSY
Member

Posts: 166




Ignore
« Reply #6 on: February 05, 2010, 09:59:28 AM »

I had a cohort check with some of the Fed agencies that are involved in disaster relief.  He found a joint agency internal report...intended for reading by cabinet-level appointees, but because of FOIA, it's available to the public.  He's going to try to find the URL where the government has posted it, but it's likely to be a "moveable" URL - if the government wants a public document to not be found, they have ways.

Here's the summary:

- Hurricane Ike hit an area of the country whose population has a strong belief in self-sufficiency.  One result of this is that they believe in insuring themselves.  On the other hand, Katrina hit an area of the country whose local culture is less prone to paying for things they can routinely do without - like insurance.  This is not merely due to income disparity: two families at the same income level make dramatically different decisions about insurance, depending on where they live.

- As a result, the disaster clean-up for Katrina was largely performed by government agencies.  In an effort to keep costs down, these agencies are compelled to deny claims.  And they did so, vigorously.  They were further hampered by administrative burdens and bureaucracy.  The present administration has implemented both executive orders and congressionally-passed rules that will increase the overhead and bureucracy, in the name of "accountability" and "more open government".

- In contrast, clean-up after Ike was done at the behest of insurance companies, who, according to the government report, "paid 98% of claims at first submittal, compared to government agency rates of less than 20%".  Therefore, what money was to be spent, was spent...now, not later.  And not delayed until the claimant gave up.

The report concluded that government agencies lack the ability to hold individuals accountable.  Annual raises happen regardless of merit, whereas an insurance company employee may receive no raise, or even be dismissed.  Further, for-profit insurance companies have strong incentive to get issues resolved, whereas the culture in government is that the longer a problem exists, the more justification there is for funding the department.  "If we are to be honest with the citizens we are charged with serving, we should be advocating, more than anything else, that they all purchase hazard insurance from any of the for-profit insurance companies that offer it, because of the vastly superior service in claims payout."  and... "If government agencies truly wish to become more efficient, and serve the public better, we could find few better models to adopt than that of for-profit insurance companies."

I found the report enlightening.

- k
Logged
K5END
Member

Posts: 1309




Ignore
« Reply #7 on: February 08, 2010, 08:50:04 PM »

I had a cohort check with some of the Fed agencies that are involved in disaster relief.  He found a joint agency internal report...intended for reading by cabinet-level appointees, but because of FOIA, it's available to the public.  He's going to try to find the URL where the government has posted it, but it's likely to be a "moveable" URL - if the government wants a public document to not be found, they have ways.

Here's the summary:

- Hurricane Ike hit an area of the country whose population has a strong belief in self-sufficiency.  One result of this is that they believe in insuring themselves.  On the other hand, Katrina hit an area of the country whose local culture is less prone to paying for things they can routinely do without - like insurance.  This is not merely due to income disparity: two families at the same income level make dramatically different decisions about insurance, depending on where they live.

- As a result, the disaster clean-up for Katrina was largely performed by government agencies.  In an effort to keep costs down, these agencies are compelled to deny claims.  And they did so, vigorously.  They were further hampered by administrative burdens and bureaucracy.  The present administration has implemented both executive orders and congressionally-passed rules that will increase the overhead and bureucracy, in the name of "accountability" and "more open government".

- In contrast, clean-up after Ike was done at the behest of insurance companies, who, according to the government report, "paid 98% of claims at first submittal, compared to government agency rates of less than 20%".  Therefore, what money was to be spent, was spent...now, not later.  And not delayed until the claimant gave up.

The report concluded that government agencies lack the ability to hold individuals accountable.  Annual raises happen regardless of merit, whereas an insurance company employee may receive no raise, or even be dismissed.  Further, for-profit insurance companies have strong incentive to get issues resolved, whereas the culture in government is that the longer a problem exists, the more justification there is for funding the department.  "If we are to be honest with the citizens we are charged with serving, we should be advocating, more than anything else, that they all purchase hazard insurance from any of the for-profit insurance companies that offer it, because of the vastly superior service in claims payout."  and... "If government agencies truly wish to become more efficient, and serve the public better, we could find few better models to adopt than that of for-profit insurance companies."

I found the report enlightening.

- k

And what kind of insurance is the gub-ment going to take over soon?

Does this mean that my health care management will be done as poorly as was the Katrina mop up?
Logged
K0BG
Member

Posts: 9879


WWW

Ignore
« Reply #8 on: February 09, 2010, 06:19:29 AM »

Hey Larry, I got an idea. What say we get together all of the necessary supplies, put it in a box, and sell it as a DYI appendectomy surgery kit? If that one goes, perhaps a DYI vasectomy!
Logged

N2EY
Member

Posts: 3894




Ignore
« Reply #9 on: February 09, 2010, 09:47:58 AM »

K5END asks: "Does this mean that my health care management will be done as poorly as was the Katrina mop up?"

Nope.

Katrina was a mess for a bunch of reasons. The primary problem was that so much of Nawlins is below sea level, and located between the river and the lake. When the inadequately maintained levees failed, massive flooding was the result.

Why people live in such a place is beyond me. We've known that the city is slowly sinking for centuries, yet they rebuild in the same place!

People who had no reason to stay were not evacuated. No excuse for that.

Inadequate planning and response at all levels. for just one example, the then-head of FEMA was a Bush 2 political appointee with NO prior experience in emergency management. NONE. That he was even considered for the job proves incompetence in very high places.

Health care is a completely different thing. Do you think the system we have now is well-run? Cost-effective? Sustainable in the long run?

Would you like to dismantle Medicare, and when you reach senior citizen status, buy all your health insurance on the open market?

People complain that "the government" can't do anything right. But it was "the government" who built the interstate highway system, rural electrification, bridges, tunnels, airports, dams and much more, like the Panama Canal. Also things like human beings on the moon.

Not that government should do everything, but they do manage some things OK.

73 de Jim, N2EY
Logged
W7ETA
Member

Posts: 2527




Ignore
« Reply #10 on: February 09, 2010, 01:03:19 PM »

One could ponder if the BIG problem was zoning?  Zoning so that the population density exceeds the ability to get outa town if necessary.

Around here, if it rains, traffic that uses three major roads north get shunted into one road.  As it is, morning and evening traffic slows to a crawl.  When it rains, two of the roads close cause they built two of the roads on top of a dry river bed.  Seems as if building a bridge over a river bed is an imported concept to be used sparingly.

Every American should do their patriotic duty.  If you can't afford medication, to go to a doctor, medical test, medical procedures, you should go to Mexico and die or end the life you cannot afford.  

Those that cannot afford to support their own children, to send them to school, should sell them on eBay to people that can afford children.

It pretty simple.  America cannot afford to support all of those people in foreign countries if it takes care of Americans first!

Billions in foreign aide for the heath and well fare of non-Americans, billions in aide to people who can afford heath care, and not one cent for Americans who cannot afford to live.

Bob
Logged
N2EY
Member

Posts: 3894




Ignore
« Reply #11 on: February 09, 2010, 02:07:05 PM »

W7ETA writes: "the population density exceeds the ability to get outa town if necessary."

From what I saw, most of the folks who stayed either
didn't have cars or their cars were under water.

W7ETA: "Every American should do their patriotic duty. If you can't afford medication, to go to a doctor, medical test, medical procedures, you should go to Mexico and die or end the life you cannot afford.

Those that cannot afford to support their own children, to send them to school, should sell them on eBay to people that can afford children.

It pretty simple. America cannot afford to support all of those people in foreign countries if it takes care of Americans first!

Billions in foreign aide for the heath and well fare of non-Americans, billions in aide to people who can afford heath care, and not one cent for Americans who cannot afford to live."

I think you're on to something, Bob...

73 de Jim, N2EY
Logged
W7ETA
Member

Posts: 2527




Ignore
« Reply #12 on: February 09, 2010, 02:50:42 PM »

Dam.

I must be loosing my touch Jim.

Time to watch some more Monty Python and get back into the swing of things.

73
Bob
Logged
W7ETA
Member

Posts: 2527




Ignore
« Reply #13 on: February 09, 2010, 03:03:29 PM »

Aren't government subsidies to people who get health care great!

We need some more.  

Lets tax everyone and subsidize auto purchases to people with AAA credit and those that can pay cash.

Thats the American way--tax everyone and everything and then funnel those $$$ to a select few.

Tax everyone, everything and provide the same identical heath benefits to everyone is un-American!

73
Bob
Logged
N4UM
Member

Posts: 476




Ignore
« Reply #14 on: February 10, 2010, 08:19:59 AM »

Maybe I missed something.  What does this thread have to do with ham radio?  There are many other sites where this sort of sniping is more appropriate.
Logged
Pages: [1] 2 Next   Go Up
  Print  
 
Jump to:  

Powered by MySQL Powered by PHP Powered by SMF 1.1.11 | SMF © 2006-2009, Simple Machines LLC Valid XHTML 1.0! Valid CSS!