Allmost all HF rigs are connected to a transverter for ordinary radio signal TX and RX paths. But not as a frequency normal. So the transverter has its own local oscillator which determinants the frequency accuracy of the system mainly. In that case a rig without a TCXO or OCXO is more than adequate.
73, Peter - HB99PJT
Does it matter?
Probably not at HF frequencies, but if the rig has a "Transverter Output" jack, the the increased accuracy and stability *would* matter if you're using the radio with a microwave transverter.
At 10GHz, the .05ppm oscillator could result in a final frequency error of 500Hz, while the .5ppm oscillator could be off by 5kiloHertz, a significant amount.
Jim