Put a screwdriver antenna on your car. Park it close to the end of a stealthy piece of coax that runs to the radio. Use a phono jack connector/plug to connect the coax to the antenna for easy connect/disconnect.
I don't live in an HOA home, just thinking what I might do if I did.
Some HOAs do not allow parking cars in the driveway or on the street... they must be in the garage, and the garage door closed.
An active SW antenna might be your best bet.