Congratulations on the license!!!!!
HamCity takes Paypal, I suggest you look at the Yaesu FT 60 for a nice dual band hand held radio, Now selling for around 180 bucks.http://www.hamcity.com/SearchResult.aspx?KeyWords=ft60
IF you can get by with less power and dont really need the DTMF tone pad, Consider the Yaesu VX-3, A great little micro size hand held!
But whatever you get, Do get a dual band VHF/UHF radio. Worth the effort for future projects even if there is not a lot of UHF activity right in your area.
Cross band repeat, etc.