Alan,
I am a big fan of your site and have read through most of the material. As a matter of fact, I carry print outs and read them on my way to work. Thanks for being the eElmer to us all

I was not considering the ATAS-120, but one of the smaller screwdriver antennas like the Little Tarheel II, the Sidekick, or the ATAS-killer from Hi-Q. I should have made that clear.
When I read about Brian's installation it sounded pretty good since the hole is hidden. It seems to me that there is a good ground since it is bolted through the roof - isn't it as good as a NMO roof mount w.r.t. RF ground? Antenna choice being constant (let's say Little Tarheel II) would his installation perform worse than a ball mount up as high as possible?
I have read that whatever efficiency is gained by using a full size screwdriver is mitigated by mounting it either too close to the body or too low (like a trailer hitch mount); that's why I am trying to get a smaller antenna up higher on the vehicle. Is this the right thing to do in my case?
You mention that SUVs in general are not ideal for mobile HF, but if you have a better suggestion for the XTerra I would certainly love to hear from you. How about an AH-2b bumper mounted (I already own the AH-4 and the IC-706MkIIG which I was considering selling)? Can I use those nice big roof rails for anything antenna related?
If you want to contact me my email addres is my call at masari dot com.
Thanks for your help!