Jerry, Press the V/M/Sav knob and turn the VFO knob.
That will give you access to various memories.
Press V/M/Sav to tune within each memory.
Press the VFO knob to toggle between frequency steps.
It's a great radio.
You might enjoy the review of it I did at: https://www.youtube.com/watch?v=xypnnkSF9UI