Cars, trucks, planes do get hit. The body of the car protects you from the strike. I suppose a direct hit could take out your radios, but I'd be ok with that.. See this video:
http://www.youtube.com/watch?v=lUUOdO6eEZA&sns=emI seem to remember reading a post from someone here saying they had been struck a time. Or two? Maybe they will see this and speak up.
73
Dave
So I have a 5/8 2m mobile on my truck and today on my way home from school a storm was moving through the area. Lots of lightning. Being the nervous wreck I am, I was thinking what would happen if my ~4ft antenna would be struck by lightning!?
So what if?? Has anyone ever had this happen before? Is it possible? Is it ridiculous to worry about it?

Miles,
KD0PBO