will there be a 3db loss at each output of the duplexer?
You're thinking of a 0
0 splitter. As K2DC points out, the losses through inexpensive and commonly available diplexers is quite low. I've tested a bunch of them and the $30 MFJ V/U model is just as good as the more expensive Comet and Diamond models.
Mark K5LXP
Albuquerque, NM