It really depends on where you live. When I lived in Iowa, we had no problem finding a Non-HOA house.
Today it’s all economics. The city saves MILLIONS of dollars by ONLY approving HOA developments. The homeowners’ dues pay for street and utility maintenance, snow removal, etc. The city saves millions.
We now have 9 Subdivisions being built between ERIE and Denver. EVERY single development has HOA’s and CCR’s. For the past 30 years, all developments in this area have been HOA. In the future, all developments will be HOA.
Has the ARRL contacted the D.H.S. or F.E.M.A.? I would think they would be interested in a fully-functional Emergency Communication Network. They can over-ride the CCR’s like they did with Dish TV and TV antennas.