All this is not a case of "liberty and freedom". Rather it's a case of contract law. If you move into a CC&R/HOA bound community, you are in effect signing a contract to obey the land use restrictions pertaining to your parcel. If you didn't read and understand the restrictions, that's on you. You didn't do your homework, simple as that. Whining about your antenna restrictions after the fact serves no purpose, and the only way to get relief is through legislation, which so far has not happened. If so provided, you might get approval from an HOA Architectural Committee. But if your plans are rejected, then you're SOL, and you've alerted them that you're a ham radio operator, which could put you under greater scrutiny in the future.
Now, if you want to "circumvent" the restrictions by attempting to install some form of stealth antenna(s) that won't visually impact the community or cause a threat to anyone's safety, health and welfare, then that's a personal choice, realizing any consequences if you're caught. It's important to understand the "consequences". This is not a high crime and misdemeanor. You won't be prosecuted, thrown in jail, initially fined, be evicted from your home, or have it repossessed. The HOA will first issue a notice of violation, telling you to remove your antenna, which you should immediately do to avoid any fines or further reprimands. Obey the violation notice and all is forgotten...you have no legal recourse. That's it...don't spend a lot of money or construction time in your antenna quest. Any further stealth attempts, pretty much concealed in an attic, is up to you.
I don't advocate breaking the rules, just relating what can happen if you do. Do so at your own risk. This has been my experience, having lived in three such communities in the last 27 years. I knew the rules, never whined about them, and made attempts to still enjoy my hobby in some fashion. In my first house, I easily put up a vertical, and was told to remove it. I did, and then used attic dipoles with a measure of success...no repercussions. In my second house, I managed to get Architectural Committee approval for a multi-band vertical. In my current home, I was flatly rejected permission for a vertical, and fortunately due to a hill behind my house, I have been operating for the last 12 years with a well camouflaged ground-mounted screwdriver antenna and dipoles in the attic. Again, at my own risk. My living priorities don't include a tower and beam. If yours do, then avoid the hassle and buy elsewhere.
73 and Happy Holidays,
Bob K7JQ