I believe K1VSK Don Said:
"“Stupid” fits the false narrative a few here like to perpetuate"
and:
"And there's the narrative supporting this nonsense"
Don, I HATE to tell you this, but the Truth is that while there ARE a few ancillary "stories" about HOAs that are "friendly" to Amateur Radio (and you may have come across one or two of these "stories" yourself) don't believe them! They always lack factual information to back their "claims" and are just outright nonsense!
The Truth is that the ARRL did their own fact finding and the unfortunate conclusion is that MOST HOAs are indeed not Amateur Radio Friendly.
And it gets worse:
HOA's are indeed a problem, and not just for Amateur Radio Operators! Here are some shameful examples of HOA Shenanigans indeed, and I'm certain Don, that you'll agree with the rest of us after becoming educated by reading the material in the link below that HOAs are way out of control and why we as amateur radio operators should all support legislation to REMOVE HOAs COMPLETELY from the decision making process when it comes to Ham Radio.
26 HOA Horror Stories That Will Make You Fear Homeowners Associations:
https://blog.cheapism.com/homeowners-associations/73 and All the Best!
DE W8LV BILL