Do we really have a choice...
Yes, you do.
Anyone claiming they can’t find what they want, where they want and how they want it isn’t looking very hard. Or long, e.g., one day.
Don K1VSK,
But you gotta admit that if a ham radio operator that wants (visible) antennas in a new-build home in today's pervasive HOA/CC&R environment, the choices are limited vs many years ago.
That still doesn't preclude the fact that, yes, there are always choices. It all depends on one's priorities and willingness to make compromises. A little give-and-take, and you can always find something. But sometimes you can't have your cake and eat it too

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David WB2KSP,
You've been posting on this topic for a few years now, wanting to move to a relatively new-build retirement home, but want antenna accommodations. I assume you're still living in your NY home? And still searching?
Well, you're preaching to the choir. Of course I would like antenna accommodations, but I made a choice based on my life priorities. I operate with stealth antennas, and am VERY happy and content where I live. Frankly at my age, 74, a tower and beam, which I've had before back in Philadelphia, is not on my horizon anymore.
You talk about losing your freedoms living in an HOA/CC&R community. Not true. So what if houses have a choice of color scheme to go by, and you can't paint it the color you want? That's a chintzy excuse for "losing your freedom". I'm in my third HOA in the last 28 years, and other than not being allowed to have visible antennas, I've never heard from the HOA. Let me ask you a question: If you weren't a ham operator, would you still be adverse to living in a HOA-run community? If so, why? Millions of non-hams live in such communities and are quite content. I come and go how I want, have great neighbors, beautiful AZ desert views, and a comfortable modern home in a well-kept neighborhood. And still work stations all over the world with non-visible antennas. It can be done if you really want to.
I can understand your frustration, but it's a very simple process. List your priorities, read the CC&R's, decide on compromises, and make your choice. HOA or not. Sometimes in life, you just can't have it all. But it doesn't mean you've lost your freedoms. CC&R's are community laws, just like any other laws you have to abide by in other environments. No one's twisting your arm. If you don't agree with them, you have the freedom of choice to live somewhere else.
73, Bob K7JQ