Responding to all three:
K1VSK might place a copy of his HOA's amended regulations here for all to see: It would be a good thing to do, to help others who propose to replace their HOA's Draconian Boiler Plate Language.
As far a The Other Gentleman here: I have been Civil to you, Sir.
I am responding in behalf of those who I have been involved with first hand. While some might be foolish, I doubt that most would want to post here, where a Google Search exposes them instantly to their HOA, or perhaps a spiteful vengeful neighbor.
Cutting off our access to antennas as hams is akin to cutting off our air. This is so in HOAs as well as our municipalities, where (in spite of the Municipalities Lobby, yes they have those too: Council of Mayors, etc.) PRB-1 has been the Law of the Land for many years now: Decades. The prediction of the sky falling did not occur then or since, nor will it when HOAs are removed entirely from the process. You can can argue all you want about an owner who signed an agreement, but not HIS KID WHO COMES ALONG LATER, with an interest in ham radio, who then can't do it from his house. This DISCOURAGES Ham Radio. It's in direct opposition to part 97 (specifically Part 97.1: C, D, AND E!) that ENCOURAGES Ham Radio in our Land.
Height and set-back rules still apply as this is common sense, but the OUTRIGHT DENIAL of an antenna as it stands (no pun intended ;-)) is not acceptable nor will it be tolerated until the change comes, which it will:
My name/call is well known in our community for precisely this, and I will continue to help my Fellow Amateurs to place antennas so that they can enjoy their avocation in their pursuit of happiness, which hurts no one. That's the Line in the Sand, That's How It Is, despite any locking of posts or other such pettiness.
I feel we should all be hams first, and work to promote and not diminish Amateur Radio. It's not merely a Hobby, but an Avocation and a very important National (and International) Asset that must be fostered, and not destroyed by petty, arbitrary, and draconian rules no matter where they come from.
Finally, the other Gentleman (Sorry I can't see his name or callsign from this screen) makes a powerful argument for avoiding Florida. Entirely. Those Ugly Ugly Gated Communities, almost impossible public beach access in the St. Petersburg area just for one place (I park at Madeira Beach and just pay the parking meter there) crazy crazy crazy real estate prices, and even MORE HOA Regulation Nonsense (and more HOAs there everyday, squeezing out less private options) make it a less and less enticing Retirement Choice, let alone a Living Choice.
73 DE W8LV BILL