If you don't mind some cold weather and snow during the winter, you can get some good deals in Ohio.
The snow is only bad here if you live east of the city in what we call "the snow belt". The west side doesn't get
nearly as much snow as the east side does.
I'm near Cleveland. For $200K you can get a decent yard, nice house, and if you're in the same suburb I'm in, there are no antenna restrictions whatsoever, thanks to a prior Fire Chief (now SK) who was a ham and properly schooled the city government on ham radio and antennas. Oh, and unless you get too far out in the exurbs, there are no HOAs to deal with. And my property tax is about $3600 per year.
Cost of living is very reasonable here, plenty of fresh water, and relatively low chance of any kind of natural disaster.
Shoot me an email if you'd like more info. My call sign at arrl.net
73 de N8AUC
Eric