Are they going to refund me the cost of my Foundation+Intermediate exams, plus the cost of the practical kit that you have to build for the Intermediate, plus the cost of membership of the local radio club, because they'll not let you book an exam if you're not a club member, plus the cost of the numerous "voluntary donations" that you have to give to local radio clubs to keep things going? I guess this would deprive the RSGB and its local clubs of more than one source of income.