Hi Carroll,
I too am an old timer and cw fan. FLDigi doesn't really sport the best in CW decoding. But I will share some basics all users need to know to use FLDigi, or any software for that matter.
Your radio, the SDR in this case, should be put into upper side band for all digimodes on all bands.
Don't swamp the receive with audio. Black is silent, then as you increase the audio level, you will start to see specks appear. Keep adding audio until you can see the signals of interest turn a white/yellow color on the waterfall screen. You don't want to see yellow everywhere on the waterfall.
That will help you a little in decoding the cw. Now if you want to try testing some of the cw decoder options, simply take your mouse down to the bottom left of the fldigi screen, hover mouse over mode (cw in this case) and right click. That brings up the MODEM config for CW. Note the current settings (so you can return to default settings) then test the options and see if it helps decode the higher speed cw.
Other poster already made it clear, lots of ops muddle their fists pretty badly, even on low speed code and it does make it tougher for machines to understand it.
Now, if you want to enjoy some of the many modes FLDigi offers, go to the very top right of the screen and turn on the RxID. Neet little trick there since it will decode and change into the mode automatically if the sending station sends a TxID.
Fun modes are PSK31. If you enjoy cw and regchewing, this is a great, super narrow mode that does really good even in fair/poor conditions. It's one of the first of the digimodes to use the sound card of modern computers without need of expensive hardware (like old time phone modems etc). I've enjoyed it since I learned of the modes introduction in QST. I enjoy the chatting, not really into collecting numbers of qso etc.
I'm assuming you will, at some point, connect the computer to your transceiver and start making some QSO's. Great.
Make SURE you turn on your radio's ALC meter. When transmitting on digital, we just want to see the meter just twitch and NO MORE. Adding more gain will increase the likelyhood of major splatter and a signal that is hard or impossible to copy. You will not make friends like this. This is critical for all digital modes and digital software.
MFSK32 is the goto mode for ops enjoying digital nets and building digital skills. It has great FORWARD ERROR CORRECTION so perfect for 100% copy of messages and traffic handling.
Olivia 4-250, 8-250, 4-500 & 8-500 are also very popular for DX ragchews when conditions are very tough. It is S L O W but usually provides 100% copy and easy for folks who won't learn to type to use. Hopefully operators are sending the Txid since it is very hard to hear the difference in this modes. Sending the Txid and the listener using the RxID, the mode is transmitted and the receiving stations mode will auto change into the sending stations mode.
FLDigi by the way, is the main component in the FLSuite of tools. There is FLMsg, FLAmp that our nets use extensively for moving/relaying messages and traffic. It IS the Swiss Army Knife of digital message handling and runs on every operating system (Linux where it was created, M$ Windows, Apple, BSD's, etc)
I love the digital modes as much as CW. It's led me to Qsstv for copying the cool images on 14.230 Slow Scan TV.

FLDigi and other digital software simply add more ways to enjoy our amazing radio service.
Hope you enjoy the experiences!
73
Jaye