These days only a fool would fall for such a scam. First of all, you ignore and delete the email or text. Then log in your real Paypal account where you should have secured by a strong password and two factor login and you will notice that no one has taken any money from you. You become your worst enemy when you fall for such cheap tricks. Never open a link sent to you either via email, photograph, text via computer, cell phone or social media. Hackers will not waster their time hacking your computer or phone when they can just sent you a message that they think you will fall for and click on it. Also, never answer your phone if the number is not on your contact list. If someone calls you and really wants to talk to you thy will leave a message.