Well, tonight I received two local repeaters. Evidently I just can't, for some reason, reach my own club repeater.
I had to wait until I could find a repeater in the area that was actually in use in order to tell if I had things setup correctly, and evidently I do. I just need either a better antenna or better placement for it...
Thanks Rick K9AO for your comments, which were helpful. It was good to get confirmation that the PL tones were irrelevant in this context, to make sure about vertical polarization, and to use NBFM. As I am new to SDR these things were unclear in my mind. I also have been active in Ham radio for more than 10 years so I have forgotten a few things...
Keith