Rich,
Thanks for the info on your HF-2V conversion, as well as the MA8040V. I've also heard good things about the MFJ top-loaded 32' vertical.
As far as radials are concerned, if they are at ground level, they do not have to be cut to any particular length, nor must they be buried under ground. The more and the longer the radials, the better off you will be. Most of mine are just stretched out on the ground, some are strung over a covered swimming pool, and some extend into my driveway, with the ends held down with bricks. Of course, during the Spring and Summer months, many of them have to be taken off the antenna and stored for the next season. I wouldn't bother with the ladder line unless you elevate the radials. I purchase 500 ft. spools of wire at home depot (14 ga. or 16 ga. both work fine).
73,
Chuck NI0C