AA4PB: you've hit the central point of the matter in terms of "banning antennas"! Looking up Vincent K4EZD's location in Google Earth, it appears that his neighbor has a small satellite dish attached to a brick chimney. This is in compliance to the Federal OTARD regs passed years ago! The HOA can state "no antennas" but they cannot ENFORCE a contract provision discovered to violate local, state or federal law. As I've said, with the point having been confirmed by a local real estate lawyer who is also a ham, a provision of a private contract which violates standing law(s) cannot be enforced. Therefore, it's useless! Otherwise, prostitution and illicit drug sales would be protected by their "private contract" standing.
When lawyers boiler-plate these provisions, most just do not know enough about the electronics involved. Hence, the remote garage door opener, cell phones, marine radio on the sailboat in the neighborhood marina (in my own neighborhood's case), and so forth are also verboten by the terms of the HOA CC&Rs. The OTARD regs protect some over the air antennas. However, the evolution of home control technology and other convenience technology (e.g., putting stroke monitors for golfers have transmitters and receivers) make the complete banning of "antennaes, aerials" nearly impossible to enforce.
Now, let's get back to Vincent's question: my solution thus far has been the following. I have an approved birdhouse mounted behind a brick fence. It's PVC painted to match CC&R detail colors with a lightweight wood birdhouse mounted on top. It just might have a Hustler 4BTV inside the PVC. No one can tell since my CC&R's specifically state that "aerials" cannot be visible from the street. Neither are the 24 radials now buried in the grass. Nor can the MFJ tilt-plate so I can lower the birdhouse to refill the seed...or when the wind gets too high. I also have a horizontal wire loop running 1" underneath my shingle's edge. I have an MFJ 80/40M dipole running along the peak of the inverted V shape of the roof. I used 6" plastic standoffs for electric fence bought at Tractor Supply Company. Following Bob Heil's phased wire beam---as also implemented by AC0C before he moved to the country---for 20M. A 2M/70cm dual band Ventenna was installed when I built the house over a vent tube. Even the plumber who installed it can't tell which pipe is the antenna. Therefore, not visible as an antenna. I plan to install a 2M/70cm beam on a lightweight rotor in the walk-in attic as well as a discone Rx/Tx antenna for stuff above 30mHz. I run 500 watts or so to the vertical. I try not to run power to the wire dipoles in the attic but I have thick plastic barriers at the ends of those dipoles to reduce the potential for arc'ing for when I feel I need to.
Vincent, your mileage may vary. But make the best of your situation. Ignore the comments to shame you on your HOA CC&Rs you agreed to follow. As a member of the HOA, you also have the right to change those CC&R's which do not help in maintain property values. Having Nazi-style HOA management theoretically reduces the "value" of the neighborhood, too, as I've had real estate friends say that the reputation of some neighborhood HOA Boards has cost them sales...just like a cell tower would. Enjoy ham radio!