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Reviews For: Ham Radio Insurance Associates "ALL RISK" INSURANCE

Category: Ham Radio Insurance

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Review Summary For : Ham Radio Insurance Associates "ALL RISK" INSURANCE
Reviews: 25MSRP: 50 Deductable (%1.5-%2.0 of val
Description:
Radio, Antenna, Accesories, covered by low deductable insurance. Not limited to specific "listed" damages.
Mechanical Failure, Electrical Failure etc.
Product is in production
More Info: http://www.hamradioinsurance.com
# last 180 days Avg. Rating last 180 days Total reviews Avg. overall rating
00254.6
NA4IT Rating: 2011-12-29
Great service by great company. Time Owned: more than 12 months.
I have had the insurance for several years now. Recently, I suffered a failure of and FT-857D due to lightning. Contacted the company, they sent me a claim form, filled it out and sent the necessary documentation. They paid promptly.

Here's the important part. Call your homeowners and auto insurance providers to see if they cover your ham gear. If not, the next call you make should be to HRIA at (800) 545-8881.
WZ3O Rating: 2011-08-11
Good Stuff Time Owned: more than 12 months.
Had been in the Insurance Industry for quite a while, I know a good policy when I see one & this is!
N8FZ Rating: 2011-02-04
Solid policy Time Owned: 0 to 3 months.
I am an insurance agent by trade and I can tell you that this is a soild policy. It is underwritten by Great American Insurance Group which is a great company.
Do not assume on your home or auto insurance will cover losses to ham gear because in many cases they won't. If they do cover it you could see a steep increase at your next renewal.

I can't speak for claim service since I have never had one, but for coverage and value this is the policy you need.

KC8YEC Rating: 2011-02-04
One Word: "Awesome" Time Owned: more than 12 months.
Bill Hill is very professional. This coverage is fantastic. I had a power surge that fried my system computer. Luckily the radio itself was ok. I got repair quotes, and turned in all the information. My check arrived very quickly with no hassles. I HIGHLY recommend this coverage.

Thank you Bill!

73
KB8M
N2YXW Rating: 2010-07-27
BEST INSURANCE A HAM CAN BUY Time Owned: 6 to 12 months.
I have to say that Bill Hill and Bill Gallina have exceeded in making the best of a bad situation that I caused when my Icom 7000 got wet in the mobile. Once I had everything in order to them they acted very quickly. I also have the mechanical breakdown rider and highly recommend it. Most homeowner insurance will not cover your mobile and forget about "breakdown" coverage. 5 stars in my book !!!
NY9H Rating: 2009-08-10
"why insurance" Time Owned: more than 12 months.
Radio Equipment Insurance . . . Is it necessary?

depends.. but HRIA is the right place to have it.

When I stepped up and bought a big ICOM then an nice ACOM amp I reviewed my exposure. Because both sets are ""microprocessor " based...I arrived at the conclusion if something went BANG it would NOT be inexpensive to repair. Last year the ACOM had an issue, it WAS part of the digital stuff, not the PS or the RF AMP... but the repair was not costly due to ACOM ( Will & Krassy's able repair dept). This summer my ICOM would not turn on.....not good....between ICOM & Matt at SAR/ ICOM Michigan...it was determined the digital something board needed to be replaced. No board level diagnosis possible, as with the ACOM.
VVVVERRRRRY EXPENSIVE.....
(a good case for the Elecraft K3 )


Just sent Bill@ HRIA an email thanking him for the prompt resolution on this ICOM repair claim.
I had the extra breakdown insurance.

bill
N0XEM Rating: 2009-07-10
Very Easy! Time Owned: more than 12 months.
Just renewed my policy last month. So far I have not had to file any claim. Bill is great to deal with and answers any questions you might have. Glad you don't have to list each item like other insurance companies. Great service Bill!

Bryon-N0XEM
N0HHS Rating: 2009-07-10
great claim settlement service Time Owned: more than 12 months.
Have had coverage for a few years. Had a 2m rig and power inverter stolen from a parked car a few weeks ago. Got the settlement check in 2 1/2 weeks after submitting the claim over the website and faxing the police report. Thank you Bill Hill!
W4GPL Rating: 2009-01-08
Very Professional Time Owned: more than 12 months.
I've never had to file a claim, knock on wood.. but Bill from HRIA is on the ball. Just got my renewal letter today.
N8MRC Rating: 2007-07-19
one word...Awsome Time Owned: more than 12 months.
I had to use the insurance once when someone broke in to my car and stoled my Icom HT, sent the police report to them and withen a week had a check for a replacement. Great service. I like not haveing to list each and every thing you want insured, just up to a dollar amout, you bet there going to get a check from me when it comes time to renew.